It is a wonderful time of your life to do: gardening, go to where you wanted to and have not been able yet? Wherever it is, now is the time.
Regardless of who needs you, or what might be standing in your way, now is the time. If money is your problem, sit down and find time to plan for it. Almost anyone can figure out how to make a few extra shillings now and then.
Get excited! If it is not gardening, walking, taking a trip, there is some other things you may want to do. Even if it is something that involves hard work, like renovating your home: there is something you have been dreaming of.
If you have been working outside your home area for years, and are suddenly faced with retirement, look at all the good you can do for yourself; and for other people. There are no more cold mornings, having to warm the car up; and brave the freezing temperatures. Celebrate that!
If you are one of those people that will not be happy unless they are working, do not worry. There is plenty for you to do. You could even start your own business. There are other important things closer to you that need your attention too. For instance, perhaps there is a single mother who struggles with daycare and babysitters, working and supper. If you could do one thing for her a week, you could make a huge difference in her life. Look around you and see just what needs to be done. Having a happy retirement depends on a happy you!